Symphonis 
Symphonis is a registered trademark Fortuneo, one of the few online brokers who holds the agreement of the Bank, to benefit from the security of the assets of its customers.
Symphonis: Securities and Exchange
Symphonis is a trading room in the home that offers the possibility to benefit individuals and innovative tools to select the best deals at the best price for all Stock purchases of its customers, and access to the best Companies Sicav Management's most famous.
Generally underwriting conditions offered are attractive, in the fiscal framework of customer choice: compte-titres/PEA or life insurance . Also
Symphonis them easier to manage their trading account, their AEP and their life insurance.
Management option under the Mandate, can better anticipate the evolution of financial markets to make the best of it. In sum
Symphonis , the online broker , enables its clients to place market orders (shares, unit trusts, warrants) and take advantage of the life .
Symphonis life 
Life: Ten life insurance contract without charge or at reduced fees offered online
Symphonis is one of the few players offering life insurance contracts to lower fees, sometimes even zero. In addition, life insurance contracts Symphonis offered several advantages: They are fast like how there is no need to make an appointment with his insurance agent, your broker or advisor wealth management or even to go to his bank branch, these contracts can be purchased via the Internet.
these ten contracts, " Kapital-direct" the new product launched by Placement-direct has two unique features: not only this product is among the least expensive contracts with its cost of Entry modest (0.75% capped at 150 euros) and the weakness of its annual management fees (0.60% on euro fund and 0.75% on the units of account) but it is also a contract that meets the demands of Internet-savers. Indeed, an analysis conducted with 3,000 clients and contacts helped investigate more than 500 questionnaires. Thus, a " specification requirements " was developed to build the ideal contract. Kapital-direct has a fifty media and to open the contract a sum of 1,000 euros is sufficient.
The percentage of management fees is rarely taken into account by purchasers of life insurance. Wrongly, because this amount has a significant effect: some tenths of management fees and more each year weigh more heavily on the contract one or two points of entry fees and more.
Management fees are, in effect, annual and recurring, while entrance fees are paid once and for all. It is preferable to opt for a contract that extracts, for example, an entrance fee of 1% and management fee of 0.80% rather than a contract that does not charge entrance fees, but asks management fee of 1%.
Symphonis Life: major changes in 2007! 
order to enable its customers to manage their contracts life with great flexibility, Symphonis Life has been introducing significant improvements in its life insurance contracts .
Indeed, Symphonis Life lowered the threshold for access to scheduled payments, that way customers can now implement their contract Symphonis Life scheduled payments from € 100, regardless of the frequency chosen. Also
Symphonis has meant that sales and purchases will be recovered on the same asset value, why when a customer wants to change the distribution of his contract through arbitration between investment vehicles, buying and selling financial supports arbitrated made on the basis of the first net asset value determined after request for arbitration. This change allows a more rapid settlement of the transaction.
Another change was introduced by Symphonis , it is indeed the daily revaluation of euro funds
Symphonis + Life: 18 new units of account are entering into the contract!
Since June 26, customers Symphonis may have access to 18 new investment vehicles, always free to enter what is for them new opportunities to diversify!
So Symphonis Life offers a range of over 100 carefully selected funds for s to optimize the performance of contracts life insurance its customers.
Symphonis is a registered trademark Fortuneo, one of the few online brokers who holds the agreement of the Bank, to benefit from the security of the assets of its customers. 
